⊕ ALTERNATIVE · edgar.tools vs sec-api.io

The sec-api.io alternative.

Same SEC data. Complete platform. About half the price.
They give you raw JSON; we give you a filing intelligence platform — web UI, REST API, MCP server, AI Sentinels, and bulk datasets in one subscription.

sec-api.io is an API-first filings layer. If you need a web UI, AI analysis, real-time event inboxes, or an MCP server for your AI agent — you'd build them yourself, or pay 2× the price elsewhere. edgar.tools ships them in one platform from $24.99/month.

How much does sec-api.io cost — and is there a free alternative?

sec-api.io starts at $49/month billed annually ($55 month-to-month) for Personal and $199/month ($239 monthly) for Business; the free tier is 100 API calls total — lifetime, not monthly (verified June 2026). The free alternative is twofold: the open-source edgartools Python library (5M+ PyPI downloads) is free forever, and edgar.tools — from the same maintainer — has a permanent free tier with 100 API calls per day plus a full web UI. Paid edgar.tools tiers run $24.99–$79.99/month, roughly half of sec-api.io tier for tier, and add what sec-api.io doesn't sell: an MCP server (23 tools) for Claude, ChatGPT, and Cursor, AI-analyzed event inboxes, and bulk datasets.

Entry price
$24.99 / $49
Pro tier vs sec-api.io Personal. Analyst tier ($79.99) is 60% less than their Business ($199).
Web UI included
Yes / No
Filing browser, company dashboards, financial analysis, Sentinels — all in the same subscription. sec-api.io is API-only.
MCP server + AI
23 + 5 / 0
23 MCP tools, 5 recipe prompts, AI-analyzed Sentinels. sec-api.io has none of these.

How do edgar.tools and sec-api.io actually compare?

No marketing-speak. Gold check on whichever platform genuinely leads on a given dimension. If you need what sec-api.io does best, the table will show it.

Dimension edgar.tools sec-api.io
Web UI Full app — filings, companies, screens, Sentinels No UI; API only
AI event inboxes (Sentinels) AI-analyzed 8-Ks in your inbox in seconds Not offered
MCP server (for AI agents) 23 tools + 5 recipe prompts — Claude, ChatGPT, Cursor Not offered
Open-source library edgartools Python · 5M+ PyPI downloads Closed
Bulk datasets Parquet/DuckDB subscriptions + one-time SKUs Not offered
Free tier 100 API calls/day (resets) + full web UI 100 total. Ever. No reset.
Entry price $24.99/mo Pro $49/mo Personal
Analyst-tier price $79.99/mo $199/mo Business
Form ADV / adviser data Full Form ADV graph · 40K+ advisers Limited
Prospectus deal data (424B) Pricing, underwriting, dilution, cap-table Raw filing only
Form-type coverage 400+ 800+
API throughput Standard rate-limits per tier 40 req/sec sustained
SDKs Python (edgartools) Node.js, C++
Enforcement actions data Not yet covered Yes

What does each platform cost, tier by tier?

sec-api.io prices verified June 2026: $49/mo Personal and $199/mo Business billed annually ($55 and $239 month-to-month). edgar.tools is less at every tier.

sec-api.io
Their tiers
  • Free100 calls total
  • Personal$49–$55 / mo
  • Business$199–$239 / mo
  • EnterpriseContact sales
edgar.tools
Our tiers
  • Free · Read$0 / mo · no card
  • Pro · Track$24.99 / mo
  • Analyst · Research$79.99 / mo
  • Builder · Build$499 / mo · waitlist
  • Enterprise · EmbedCustom

What does edgar.tools include that sec-api.io doesn't?

01 · UI

The web product

Filing browser, company dashboards, financial analysis, real-time stream, screens, Sentinels, exports. sec-api.io ships raw JSON; the rest you build yourself.

02 · AI

Sentinels + MCP server

AI-analyzed event inboxes (Sentinels) deliver 8-Ks to your inbox in seconds. Our MCP server exposes 23 tools + 5 recipe prompts to Claude, ChatGPT, Cursor, and any MCP client.

03 · DATA

Bulk + adviser depth

Parquet/DuckDB subscriptions for XBRL, insider, 13F, material events, cyber incidents. Full Form ADV graph with 40K+ advisers, executives, private funds, related persons.

What is sec-api.io better at?

We're not the right pick for every workflow. sec-api.io has real wins on infrastructure and breadth dimensions. Honest list:

What they're actually better at

No hedging. If you're optimizing for the dimensions below, sec-api.io is the right tool.

  • Form-type breadth. They cover 800+ form types; we cover 400+. Niche forms (Form X-17A-5, Form CB, weird foreign-private-issuer variants) are theirs.
  • API throughput. Sustained 40 req/sec is purpose-built for batch processing at scale. Our limits are tier-gated.
  • Node.js / C++ SDKs. First-class clients in both. We have a Python library.
  • Enforcement actions. Structured access to SEC enforcement data. We don't cover this corpus yet.
  • Pure API-only infrastructure. If you're building a backend service and never need a UI, AI summarization, or web app — paying for ours means paying for things you won't use.
  • Subsidiaries data. Their corporate-graph coverage is deeper than ours today.

Which one should you choose?

Choose sec-api.io if…

  • You're a Node.js or C++ team building API-only infrastructure
  • You need 40 req/sec sustained throughput for batch jobs
  • Your workflow specifically needs enforcement-action data
  • You only need raw JSON — no UI, no AI, no MCP, no dashboards
  • You're optimizing for niche form-type coverage (X-17A-5, etc.)

Choose edgar.tools if…

  • You want a full platform (web UI + API + MCP + datasets) in one subscription
  • You're integrating SEC into an AI agent (Claude, ChatGPT, Cursor, custom)
  • You want real-time AI-analyzed event inboxes (Sentinels)
  • Your team includes non-coding analysts who need the web UI
  • You want a generous free tier (100/day resets) instead of 100-total-ever
  • You want Form ADV / adviser, prospectus deal, screening, or 13F depth
  • Total cost of ownership matters (about half the price at every tier)

Six questions, six honest answers.

01

What is the difference between edgar.tools and sec-api.io?

edgar.tools is a full-stack SEC filing intelligence platform with 19 filing viewers, XBRL financials, insider trading sentiment, and an AI plugin (23 tools) for Claude, ChatGPT, and other AI agents. sec-api.io is a raw data API focused on full-text search and XBRL-to-JSON conversion. edgar.tools includes a visual web app and an AI plugin; sec-api.io is API-only with no AI integration.

02

Is edgar.tools free?

Yes. edgar.tools has a permanent free tier with 100 API calls per day (resets daily), 5 tracked companies, company search, filing browsing, and profitability ratios. The Professional tier at $24.99/month adds full financials, insider trading, exports, and disclosure search.

03

How much does sec-api.io cost?

sec-api.io's free tier provides 100 API calls total (lifetime, not monthly). The Personal plan is $49/month billed annually ($55 month-to-month) and Business is $199/month billed annually ($239 monthly), with custom Enterprise pricing. All plans are API-only with no web interface, rate-limited at 10–40 requests/second depending on API and tier. Prices verified from sec-api.io's pricing page, June 2026.

04

Does edgar.tools work with AI agents like Claude or ChatGPT?

Yes. edgar.tools ships an AI plugin (MCP server) with 23 tools — Free accounts see 4 tools (account_status, search_companies, company_filings, company_brief), Pro sees 17, Analyst sees all 23 tools plus 5 recipe prompts (position_thesis, peer_comparison, portfolio_pulse, earnings_postmortem, filing_red_flags). See app.edgar.tools/ai-plugin for the full ladder. sec-api.io does not offer MCP or any AI agent integration.

05

Is there a free sec-api.io alternative?

Yes, two. The open-source edgartools Python library (5M+ PyPI downloads) gives you SEC EDGAR data access in Python, free forever with no API key. For a hosted alternative, edgar.tools has a permanent free tier with 100 API calls per day (resets daily — sec-api.io's free tier is 100 calls lifetime), 5 tracked companies, and a full web UI. Both come from the same maintainer.

06

What is the difference between sec-api.io and the edgartools Python library?

edgartools is a free, open-source Python library (5M+ PyPI downloads) that fetches and parses SEC EDGAR data directly from the SEC — no API key or subscription required. sec-api.io is a commercial REST API with paid plans from $49/month. If you work in Python, edgartools covers most of the same ground for free; if you want a hosted REST API, web UI, or AI/MCP integration built on the same engine, that's edgar.tools.

Same SEC data. Complete platform.
About half the price.